SBA Loan

SPECTRUM BUSINESS FINANCING

Services

SBA Loan Program

We have been designated as a Preferred Financial Services company by SBA lenders to have loans processed more quickly and efficiently than many others. Longer terms, favorable interest rates and no balloon payments.

Who is Eligible for an SBA Loan?

Most for-profit small businesses are eligible for a SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses as well as independent or franchise businesses.

Loan Qualifications

The business is a for-profit business and is properly registered
The business is physically located and operates in the US or it territories
The business owner has invested their own time and money into the business

SBA 7(A) Loan Size up to $5.0 million

Loan Benefits

Loan terms – 7 to 25 years
Low interest rates
Up to $5,000,000 in proceeds
Easy qualifications
The SBA mission is to support small businesses

Contact us today about our SBA Loan Programs and other services

Use of Proceeds

Leasehold improvements
Business expansions
Machinery, equipment, furniture or fixtures
Business acquisition
Working capital (offered in conjunction with some of the above)
Start-ups (Franchises, Services and Manufacturing)

Other Credits Considerations

Business must have adequate historic cash flow to cover the proposed debt
Business debt to net worth must meet industry averages
Borrowers must be actively involved in the day-to-day operation of the business
Satisfactory personal credit histories are required for all principles and guarantors

What Are You Waiting For?
Contact Us Now!

Our Office Address:

1999 South Bascom Avenue, Suite 700
Campbell, CA 95008